About Bill
A trusted advisor, not a salesperson
I've spent my career helping people understand life insurance — not selling them something they don't need. My job is to make sure you have the right coverage for your situation, explained in plain language.
My background
I've been working in life insurance for over two decades, starting out at a large carrier before going independent so I could put clients first, not quotas. Going independent was the best decision I ever made, because it means I can shop the market on your behalf and recommend what's actually right for you.
I work primarily with families who want to protect their income and their loved ones, and with business owners who need coverage as part of a broader financial strategy, key person insurance, buy-sell agreements, and estate planning.
I'm licensed across multiple states and work with a wide range of top-rated carriers. Every recommendation I make is based on your goals, your budget, and your family's needs, nothing else.
How I work with clients
Listen first
I start by understanding your situation — your family, your business, your goals, and what keeps you up at night. There's no script, just a real conversation.
Educate clearly
I explain your options in plain language. No jargon, no pressure. You'll understand exactly what you're looking at and why it does or doesn't make sense for you.
Recommend honestly
I'll tell you what I'd recommend and why — and I'll also tell you if you don't need something. My reputation is built on trust, not transactions.
Ready to have a real conversation?
No obligation, no pressure. Just a straightforward talk about your options.